In a recent Law360 publication, C&M attorneys Rachel Raphael and Ellen Farrell discuss how the Internet of Things (IOT) can present complex insurance coverage issues.  As they explain, the tangible and intangible nature of IOT products can cause particular confusion between traditional general liability policies (which may exclude coverage for cyber incidents) and stand-alone cyber policies (which tend to focus on data loss and coverage for breach notification instead of physical damage).  Read the full article, entitled “Insurance Implications Of ‘The Internet Of Things,’” here.